Credit Risk Senior Manager - Treasury [In 3 Minuten erfolgreich bewerben]...

N26 is looking for a Senior Manager to lead the Credit Risk - Treasury Team in Berlin.

N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Aufgaben

The successful candidate will lead a team of risk experts responsible for the complete credit risk management of the bank's treasury and investment activities.

• Lead, Mentor, and Develop :
• Guide and empower a team of expert credit risk managers and analysts, fostering a culture of excellence and critical thinking while ensuring the highest quality standards are met in all credit reviews and decisions. You will be directly responsible for their professional growth and the team's overall success.
• Develop and Own Credit Methodologies and Processes :
• Lead the development, implementation, and continuous improvement of credit analysis frameworks and internal rating models for our key asset classes. You will own the design and execution of end-to-end credit processes and the associated process controls.
• Oversee the End-to-End Credit Lifecycle :
• Take responsibility for the team's execution and oversight of the credit process in line with MaRisk BTO1. This includes ensuring robust procedures for credit granting, ongoing monitoring and early warning systems, intensified and problem loan management, risk classification procedures, and loan loss provisioning.
• Enhance Risk Reporting and Steering :
• Develop and enhance credit risk reporting, generating key insights to support the steering of the treasury portfolio in line with the bank's investment and risk strategies.
• Manage Key Stakeholder and Regulatory Relationships :
• Act as a central, collaborative partner to key internal stakeholders, including Senior Management, Treasury Front Office, Treasury Operations, Finance (Accounting and Regulatory Reporting), and Risk Controlling. You will also serve as the primary contact for banking supervision authorities, leveraging your successful track record in liaising with bodies like BaFin and the Deutsche Bundesbank, as well as various internal and external auditors.
• Ensure Regulatory Adherence :
• Guarantee the bank's adherence to all relevant regulations. You will be the subject matter expert on their practical implementation within our processes and systems, ensuring compliance across the board.

Profil

What you need to be successful :

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Equal Opportunities :

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination.