Sr. Data Scientist US A2A Payments & Open Banking

As a Sr. Data Scientist you will report to the Sr. Director of Data Science & Machine Learning and partner with risk engineering and product to provide cuttingedge decision science to A2A payment risk. The right candidate will possess strong data science and machine learning background with demonstrated experience in building training implementing and optimizing advanced ML models for payments.

The successful candidate will have experience in risk management for payments preferably in open banking and a solid understanding of both fraud and credit risk. They will be able to partner with product and engineering teams to scope solutions to deliver real time transaction decisioning. This role represents an exciting opportunity to make key contributions to a strategic offering for Visa. The candidate will be a selfstarter comfortable with ambiguity with strong attention to detail and excellent collaboration skills.

Responsibilities

Be an outofthebox thinker who is passionate about brainstorming innovative ways to use data to manage risk in open banking

Use predictive modeling and mine data from company databases and / or open banking sources to decrease payment losses while optimizing the consumer and merchant experience

Assess the effectiveness and accuracy of new data sources and data gathering techniques both from external data and across the Visa network

Extract and understand data to improve the understanding of risk and develop visualizations to make your complex analyses accessible to a broad audience

Deep understanding of fraud patterns and how to systematically detect and stop fraudsters

Develop processes and tools to monitor and analyze model performance and data accuracy including control groups decline inference techniques and run time optimization

Partner with product and engineering to identify improvements that will reduce the loss exposure or improve the customer experience of A2A Payments

Support sales and account management in a consultative manner on optimizing and communicating the risk strategies for individual merchants

Build strong relationships with key stakeholders at the working level to execute with excellence and align closely with Visas risk team

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Qualifications : Basic Qualifications

• 8 years of relevant work experience with a Bachelor Degree or 5 years of experience with an Advanced Degree (e.g. Masters MBA JD MD) or 2 years of work experience with a PhD

Preferred Qualifications

Additional Information :

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Remote Work : Employment Type :

Fulltime

Key Skills

Laboratory Experience,Immunoassays,Machine Learning,Biochemistry,Assays,Research Experience,Spectroscopy,Research & Development,cGMP,Cell Culture,Molecular Biology,Data Analysis Skills

Experience : years

Vacancy : 1