Underwriter Digital Business

Let's connect: If you want to experience how things are done in the RD 72 Digital team at our headquarters in Hannover / Germany, join us on a permanent basis, commencing at the earliest possible date as an Underwriter Digital Business.

The team supports Hannover Re in adapting to structural changes in the insurance market by developing reinsurance structures tailored to technology‑driven business models.

In this role, you will work closely with digital insurers worldwide, combining quantitative analysis, structured reinsurance expertise and professional relationship management. The position is both analytical and client‑oriented and offers the opportunity to actively help shape long‑term partnerships in a dynamic and evolving market segment.

You can look forward to

• Analyse and underwrite reinsurance solutions for digital insurers and InsurTechs, including structured and innovative programmes
• Assess risks using data‑driven, quantitative and scenario‑based approaches, taking strategic objectives into account
• Structure, price and negotiate reinsurance contracts, including margin and profitability analyses
• Build and maintain long‑term, trust‑based relationships with clients and brokers
• Draft, review and manage reinsurance contracts
• Monitor digital insurance trends, business models and technologies, and contribute insights to the further development of Hannover Re’s market positioning
• Work in an agile, interdisciplinary team of six colleagues

You come equipped with

• Degree in a scientific field such as Actuarial Science, Data Science, (Business) Mathematics, Physics, Statistics or a comparable qualification with a strong quantitative focus
• Professional experience in reinsurance is desirable
• The ability - or the willingness and skill to learn - to design and price structured reinsurance contracts using a quantitative and solution‑oriented approach
• Interest in technology‑enabled insurance models, data‑driven decision‑making and economic developments
• Business-fluent English for effective communication and negotiation in an international client and stakeholder environment
• Willingness to undertake occasional international business travel (approximately three to four trips per year)
• A structured and self‑reliant working style, combined with an understanding of business and market dynamics as well as the ability to adapt one’s own actions to changing requirements

You may not meet every requirement listed in the job description. However, if you bring strong expertise and identify with our values Responsibility, We-spirit and Drive, we look forward to receiving your application!

We offer you

• Flexibility: A hybrid work model with flexible working hours and 30 days of annual leave
• Work Abroad: Up to 30 days a year within the EU Member States, Iceland, Liechtenstein, Norway and Switzerland
• Financial Benefits: Company pension scheme, employee shares at favourable conditions, vacation and Christmas allowances as well as financial participation in the company's success
• Worry-free Relocation: Wrap-around (financial) support for your accommodation search and relocation to Hannover
• Lifelong Learning: Innovative programme of further training, including e-learning, specialist seminars, soft skills training, language courses, opportunities for work shadowing in other departments
• Digital Fitness: In short training sessions, we show you how to make your daily work more efficient and smarter using our AI tools – especially Microsoft Copilot
• Healthy Work Environment: Ergonomic workstations, outstanding canteen with rich selection of regional dishes ranging from vegan to hearty made with organic ingredients
• Corporate Fitness: Hansefit membership across Germany or at Daily Fitness gym in Hannover (here also with access for family members)
• Corporate Benefits: Discounts on products and services from well-known vendors (including travel, fashion and technology)
• Individual Family Support: Company daycare facility and free, anonymous external counselling on personal, professional and psychological matters
• Mobility: Ease of mobility with a free pass on local public transport (Deutschlandticket) and bicycle leasing (JobRad) [only for permanent contracts], free parking and electric charging stations for cars and bikes
• Connecting Power: Together we enjoy parties, team events and internal networking activities

We are #somewhatdifferent – people with their own stories, experiences, and career paths. Everyone is welcome! Apply with just one click on the „Apply now“-button and become part of our diverse team! We'd love to hear about your skills and experiences. No need to upload a photo – it won't impact your application.

More on our work environment, your entry opportunities and development prospects can be found at .

Mara Wagner | Hannover Re |