VIE - Credit Risk Officer M/F
Description du poste
The VIE contract in short:
According Business France's eligibility conditions, the Volontariat International en
Entreprise (VIE) is an assignment in a French company operating overseas for
professionals between the age of 18 and 28 who are European Economic Area (EU + Norway, Iceland und Liechtenstein) nationals.
For further information about the eligibility conditions to this program, we invite you to go to Business France website:
PLEASE NOTE: your application must be submitted in English (CV + cover letter) to be considered by our non-French speaking teams.
In this context, your main missions will be:
- Credit rating: the credit analyst performs a credit rating of any client or counterparty which is subject to credit risk, using methodologies at hand. Methodologies are developed further if required
- Prepare credit application: the credit analyst is in charge to perform a credit application document assessing the client/ counterparty (e.g., financials, statistics), possibly also the country, industry, next to the idiosyncratic risk subject to credit risk
- Vote & present: based on the analysis performed, the analyst performs a vote, prepares the decision paper for the risk and compliance committee (which ultimately takes the credit decision) and presents the file
- Maintenance: the analyst and the credit risk team ensure and monitor the proper execution, documentation and communication of any credit decision taken in the risk and compliance committee
- Monitoring: The analyst shall know the processes for intraday and overnight monitoring (incl. approval of payments) and be able to support the reporting desk
- Reporting: the credit risk team is in charge to regularly reports (e.g., credit exposures) where the analyst can also support.
- Methodologies: the team is in charge to develop new methodologies and processes or enhance existing methodologies and processes, linked to any credit risk topic
- Simplification: generally, improvements are welcome which simplify any process
CACEIS Bank Germany Branch offers to its VIEs the following benefits:
German courses
Home office allowance
Reduction on the Deutschland ticket
Access to a lot of gym clubs with reduced prices (EGYM Well Pass)
6 weeks of vacation per year
Flexible working hours
International work environment