Senior Credit Risk Analyst – CRM Leveraged and Structured Finance (d/m/w)

Description

The Risk division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients.

Leveraged Lending is an asset class defined in ECB policies which requires specialized risk handling. Leveraged Lending follows specific due diligence as well as monitoring processes;

including the use of a specific scorecard to determine the internal rating.

As part of DB’s strategy to offer Leveraged Lending to our European large and medium-sized companies, CRM LSF is looking for a Senior Credit Analyst to strengthen its European team.

Your Key Responsibilities

As team member, based in Frankfurt, you will be responsible for the compliance with the defined Leveraged Lending risk processes for this business segment as well as the implementation of the applicable standards for credit assessment (market or DB risk appetite) and rating.

As part of the wider CRM Leveraged Finance team, you will also be involved in large national and cross boarder underwriting credit requests / transactions and will be responsible for covering respective clients in your portfolio.

Key Responsibilities

In-depth analysis of new Leveraged Finance transactions including Leveraged Buyouts, Mergers & Acquisitions (M&A) financing, Best-Effort transactions, Leveraged Loan participations, amend-to-extend and waiver requests

Reviewing and approving requests for FX / IR / commodity derivatives and transaction banking products

Review of credit reports throughout the entire credit process incl. detailed credit recommendation and approval as well as presenting the larger transactions to the Underwriting Committee

Taking credit decisions within the assigned credit authority

Providing on-going portfolio monitoring and maintaining data integrity in DB’s technology systems

Leading / Participating in diverse internal projects that improve efficiency and helping Deutsche Bank to achieve key strategic objectives

Supporting the team’s interactions with internal and external auditors and regulatory authorities

Your skills and experiences

Academic degree preferably in business or finance related field or equivalent experience / qualification

Significant experience in product areas Leveraged Finance and / or Structured Finance

Outstanding analytical skills, including Leveraged Loan and High Yield structuring, financial modelling / forecasting and understanding of derivative structures.

Comprehensive understanding of macroeconomic drivers

High degree of ability to take credit decisions independently

Ability to process comprehensive data within the shortest timeframes and making credit decisions in a well-founded and concise manner

Extensive knowledge of generally applicable Leveraged Lending related policies and processes at a Bank (e.g. : application of the corresponding risk rating, among others)

Ability to work under high time pressure and focus on multiple transactions at once

Excellent written and oral communication skills in English and German

What we offer

This job is available in full and parttime

We provide you with a comprehensive portfolio of benefits and offerings to support both, your private and professional needs.

Emotionally and mentally balanced : A positive mind helps us master the challenges of everyday life both professionally and privately.

We offer consultation in difficult life situations as well as mental health awareness trainings.

Physically thriving : We support you in staying physically fit through an offering to maintain personal health and a professional environment.

You can benefit from health check-ups; vaccination drives as well as advice on healthy living and nutrition.

Socially connected : Networking opens up new perspectives, helps us thrive professionally and personally as well as strengthens our self-confidence and well-being.

You can benefit from PME family service, FitnessCenter Job, flexible working (e.g parttime, hybrid working, job tandem) as well as an extensive culture of diversity, equity and inclusion.

Financially secure : We provide you with financial security not only during your active career but also for the future. You can benefit from offerings such as pension plans, banking services, company bicycle or Deutschlandticket .

Since our offerings slightly vary across locations, please contact your recruiter with specific questions.

In case of any recruitment related questions, please get in touch with Julia Lotze.

Contact Julia Lotze : +49 (0)171 - 5570 161

Our values define the working environment we strive to create diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation.

We build talented and diverse teams to drive business results and encourage our people to develop to their full potential.

Talk to us about flexible work arrangements and other initiatives we offer.

We promote good working relationships and encourage high standards of conduct and work performance.