Associate, Relationship Manager Assistant JCBD

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Would you like to work for one of the world's largest banks in an exciting, dynamic and international environment?

We are currently recruiting for an Associate, Relationship Manager Assistant in our Japanese Corporate Banking Division (JCBD) in Düsseldorf.

About MUFG

Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,000 locations in more than 40 countries. The Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges. For more information, visit .

About MUFG in the European Economic Area

Following the decision taken by the UK in 2016 to leave the European Union, MUFG has taken all of the necessary steps to ensure the continuation of all services to clients, regardless of their location. Clients located in the European Economic Area (EEA) access services through MUFG Bank (Europe) N.V. as well as MUFG Securities (Europe) N.V.

About MUFG Bank (Europe) N.V.

MUFG Bank (Europe) N.V. (MBE) is a fully-owned subsidiary of MUFG Bank, headquartered in Amsterdam. With offices throughout Europe, our teams provide clients with comprehensive financing solutions spanning Coverage & Structured Finance, Capital Markets and Transaction Banking, using MUFG’s global reach to provide bespoke solutions. With 73 green, sustainability, sustainability-linked and transition bond tranches in 2021 and 51 sustainability-linked loans in EMEA in 2021, MUFG is committed to supporting clients to achieve sustainable business growth.

Please visit our website for more information –

Your impact at MUFG

You will work as an Associate of the JCBD, which is intended to support business promotion of Account Officers related with Japanese corporates, controlling customer bank accounts according to regulations and compliance rules, with a particular focus on observing the whole KYC procedure. Additionally, you will take care of daily banking business tasks for Japanese corporate clients.

The role includes the following functions:

Responsibilities for credit business:

• Short term and long term loans, including securitization transactions;
• Negotiation for rates of loans;
• Export and import finances;
• Foreign exchange transactions and derivatives;
• Control of overdrafts;
• Calculation of special interest for applied customers;
• Supporting due date control for the parent L/Gs.

Responsibilities for non-credit business:

• Deposits (Negotiation for rates for fixed deposits);
• Supporting CMS Department regarding online-banking products;
• Supporting cash pooling services;
• Supporting Remittance Department regarding domestic and foreign transactions;
• Responding to customer’s inquiries related with banking services.

Other responsibilities:

• Application for future value remittance and special conditions;
• Instructing registration & amendment of CIF for OVS;
• Other tasks as required to support business promotion and administration.

In order to be successful in the role, you will need the following:

• Preferred is an apprenticeship as a bank clerk or other commercial area, if combined with relevant work experience in a bank;
• Fluency in English and German is essential. Japanese language skills are highly preferred.
• Proficiency in Microsoft Excel and Word;
• Negotiation skills with customers (related to loan conditions, deposits, etc.);
• Customer-oriented approach to provide banking services such as Forex, Import/Export Finance, CMS, Pooling, and remittance transactions.

Personal requirements:

Integrity and Responsibility

• Balance Risk with Opportunity
• Customer Focus
• Demonstrate Global Perspective

Professionalism and Teamwork

• Drive For Results
• Collaborate and Build Partnerships
• Communicate Effectively and Professionally

Challenge Ourselves To Grow

• Influence and Inspire Others
• Lead Change & Seek Continuous Improvement
• Think Strategically
• Manage and Develop Talent

What do we have to offer:

We offer you a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.

• Gross salary based on experience and consistent with the market including bonus payment;
• Contribution to capital forming benefits (“Vermögenswirksame Leistungen”);
• Sponsorship of a job ticket to 50%;
• Lunch allowance;
• Flextime to support your personal work-life-balance (“Gleitzeit”);
• Further training and educational programs, e.g. language courses;
• Corporate benefits;
• To work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best.

Additional information:

Acquisition in response to this vacancy is not appreciated.

The role is based in Düsseldorf. All candidates need to be willing to relocate to Germany. Internal employees will be supported in case of relocation.

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.