Business & Functional Analyst

Job Overview:

We are seeking an experienced Business Analyst with strong expertise in retail banking, specifically in the lending domain. The ideal candidate will have deep functional knowledge of the end-to-end loan and mortgage lifecycle and a solid understanding of banking operations and regulatory requirements. You will work closely with business and technical teams to analyze, define, and support the implementation of banking solutions, with a focus on process orchestration, integration, and compliance.

Key Responsibilities:

• Analyze and document business requirements in the lending domain, including loan origination, disbursement, securitization, and account management.

• Provide in-depth functional expertise in mortgage and loan lifecycle management.

• Understand and interpret regulatory requirements such as KYC, AML, Basel III, KWG, GwG, SAG.

• Collaborate with stakeholders to design and optimize banking processes, ensuring alignment with business goals.

• Lead and support process orchestration initiatives and application integrations.

• Work closely with development and QA teams to ensure requirements are correctly implemented.

• Use BPM tools (, Camunda or TIBCO) to model and manage business processes.

• Contribute to solution design with a strong understanding of underlying technologies such as Java, XML, SQL, OpenShift.

Required Skills & Qualifications:

• Proven experience as a Business Analyst in the retail banking and lending sector.

• Deep functional knowledge of loan/mortgage lifecycle processes.

• Familiarity with banking regulations and compliance frameworks ( KYC, AML, Basel III, etc.).

• Hands-on experience with process orchestration and operations-application integration.

• Experience with Camunda, TIBCO, or similar BPM tools.

• Understanding of IT concepts and tools such as Java, XML, SQL, and OpenShift.

• Strong analytical, communication, and stakeholder management skills.

• Bachelor's degree in Finance, Business, Computer Science, or a related field.