Produktmanager / in Mortgages

As a (Digital) Product Manager Mortgages at Stater, you are the driving force behind developing and improving our mortgage products for the German market. You design smart, digital-first processes, from client onboarding to loan payout - and ensure our solutions meet regulatory, strategic, and operational requirements. You work at the intersection of business, compliance, and technology, collaborating closely with clients and internal teams to deliver high-quality, innovative services.

As Productmanager Mortgages, you lead the development of digital mortgage products from concept to implementation. Your focus : smart, fully automated (STP) solutions that get it right the first time. You ensure our products meet customer needs, comply with regulations, and deliver business value.

A selection of your responsibilities :

• Lead the full product lifecycle : from concept and requirements to implementation and optimization.
• Improve mortgage processes using STP (Straight-Through Processing) and first-time right principles.
• Gather and translate customer and market needs into clear product features and enhancements.
• Ensure all products meet regulatory standards and align with Stater's strategic vision.
• Build strong internal and external relationships and support decisions with business cases.
• Monitor trends and identify new opportunities for innovation.
• You have a strong analytical mindset, financial sector experience (especially in real estate or lending), and the skills to turn expertise into impact.
• You're comfortable navigating complexity, driving change, and working with stakeholders at all levels.
• Your qualifications and skills include : Solid analytical and financial experiencewithin the field of Mortgages
• A minimum of 8 years' experience as Product Manager or SME (subject matter expert).
• Strong knowledge of financial regulations and compliance standards.
• Expertise in designing Straight-Through Processing (STP) solutions.
• Experience with agile methodologies such as Scrum or Kanban;.
• Clear communicator who builds trust and alignment across teams and partners.

Beyond expertise – your mindset matters :

It all starts with a challenging role and a work environment where you feel at home, but of course, the other employment conditions are also important. Here are some of our employment benefits : A modern and dynamic workplace in Düsseldorf; Development opportunities within a supportive, collegial environment with flat hierarchies; A hybrid way of working. We work 2 days from the office and you can fill in the other days yourself; 30 paid holidays; Vacation pay of 8%; An attractive and competitive salary, based on your knowledge and experience.