Lending Officer (Execution)
Description
Lending Officer (Execution)
The Lending Officer (Execution) will be instrumental in supporting and expanding the Lending franchise on a global level.
Lending Officers within the Lending Execution team in Luxembourg do execute and administrate new lending transactions and support Sales Lending Officers from various locations globally with regards to transactions booked in WM Luxembourg.
Deutsche Bank Luxembourg S.A. is the main European Lending Hub within Deutsche Bank. Achieving overall growth and revenues targets, whilst maintaining excellent credit quality is of key importance.
The Lending Officer supports Sales Lending Officers / WM Relationship Managers in all their credit-related needs with respect to the full range of lending product offering (special focus on French, Spanish & UK Commercial / Residential Real Estate Financing, Single Stock Financing, Lombard Financing, Aircraft Financing, Life Insurance Financing, as well as Subscription Financing).
Tasks of a Lending Officer in the Lending Execution Team include :
Support Sales Lending Officers to conclude and implement on structures of credit transactions that in the end make it acceptable from both commercial and risk standpoints
Ensure credit-approved transactions will be documented in accordance with regulatory, legal and operational requirements (overall organization and coordination of processes with internal and external stakeholders;
including cooperation with legal departments)
Administrate approved deals throughout transaction life cycle (i.e. support to perform annual review of credit transactions;
manage and administrate credit book in terms of ongoing conditions / tasks; coordinate with Sales Lending Officers / WM Relationship Managers as well as with Risk Management and Legal to manage conditions and deliver them in a timely manner)
Besides these direct transaction-related tasks, the Lending Officer within Lending Execution team also supports and takes ownership in enhancing local processes as well as occasionally participate in (global) Lending projects
Qualifications / Skills :
You have completed a university-level degree in business / economics
You have at least 7 years of experience in a wealth management related lending / credit role
You have a good knowledge and understanding of overall banking processes, financial instruments as well as contractual matters
You have good analytical, communication, administrative and structural skills as well as the ability to identify risks / mitigants throughout the overall credit process
You work in a solution-focused manner
You are fluent in English and French (Italian language capability would be beneficial in addition)
You are familiar with full set of MS office applications
You are a motivated self-starter and demonstrate besides your strong organizational and communication skills an ability to learn and improve (within a multi-stream project type of work)
The successful candidate will be asked to present a recent criminal record.
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We build talented and diverse teams to drive business results and encourage our people to develop to their full potential.
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