CREDIT REVIEWER

The Bank of Communications, Frankfurt Branch, was founded in 2007. The parent company in China is one of the country’s leading banks.

Over 2.900 branches are operated worldwide, incl. in Hong Kong, New York, Tokyo, Singapore, Seoul, Frankfurt a. M. and Macau.

The branch is regarded as a bridgehead for trade between China and Europe and operates the following types of business in particular : National and international payment processing, Overseas trading (export / import), Lending, Deposit banking, foreign exchange trading, Cash management, Money transfers.

The Branch has 7 departments including Marketing Department, Treasury Department, Accounting Department, Credit and Risk Department, Business Processing Center, IT Department, and Business Admin.

Department. There are currently about 40 Chinese and German employees.

Tasks

• Review credit applications and assess the creditworthiness of potential borrowers.
• Evaluate financial statements, credit reports, and other relevant documents to determine the risk level associated with granting loans.
• Analyze loan agreements and ensure compliance with internal policies and regulations.
• Conduct thorough research and gather information on applicants' background, financial history, and repayment capacity.
• Prepare detailed credit reports and present findings to the credit committee for decision-making.

Requirements

• Bachelor's degree in finance or a related field
• 3+ years of experience in credit review or a similar role in the banking industry
• Strong analytical and problem-solving skills
• Knowledge of banking regulations and risk assessment principles
• Excellent written and verbal communication skills

Benefits

We offer

• Working in a small flexible team and therefore the opportunity to get to know all aspects of risk management in a bank
• Participation in exciting projects such as the new and further development of risk quantification models
• Work experience in a multilingual, international bank
• Support for further education and training or the acquisition of qualifications such as the "Financial Risk Manager (FRM)".
• Performance-related remuneration as well as customary banking fringe benefits such as travel allowance and meal vouchers
• A very modern working environment with a view over Frankfurt and an in-house restaurant / cafeteria
• Intercultural exchange and family atmosphere with nice colleagues
• 30 days of vacation plus two days off on 24.12. and 31.12.

Join our team as a Credit Reviewer and contribute to bridging the gap between China and Europe. Be a part of an international bank with a strong global presence!

The Bank of Communications, Frankfurt Branch, was founded in 2007. The parent company in China is one of the country’s leading banks.

Over 2.900 branches are operated worldwide, incl. in Hong Kong, New York, Tokyo, Singapore, Seoul, Frankfurt a. M. and Macau.

The branch is regarded as a bridgehead for trade between China and Europe and operates the following types of business in particular : National and international payment processing, Overseas trading (export / import), Lending, Deposit banking, foreign exchange trading, Cash management, Money transfers.

The Branch has 7 departments including Marketing Department, Treasury Department, Accounting Department, Credit and Risk Department, Business Processing Center, IT Department, and Business Admin.

Department. There are currently about 40 Chinese and German employees.