Fraud Risk Manager

Since 2005 Klarna has been on a mission to revolutionize the retail banking industry. With over 85 million global active users and 2.

5 million transactions per day, Klarna is meeting the changing demands of consumers by saving them time and money while helping them be informed and in control.

Over 575,000 global retail partners, including H&M, Saks, Sephora, Macys, IKEA, Expedia Group, and Nike have integrated Klarna's innovative technology to deliver a seamless shopping experience online and in-store.

Klarna has over 3,500 employees and is active in 45 markets.

About Us

With over 85 million global active users and 2,5 million transactions per day, Klarna is on the way to becoming the world’s favorite way to shop.

To help us get there, we’re assembling an unparalleled global talent team accelerating individual careers, and disrupting entire industries.

We’re looking for people ready to achieve the extraordinary and embrace our bold ambitions as we shape the future of payments and fintech. Will you join us?

What You Will Do

• Fraud Risk Management : Lead and manage fraud risk initiatives across the global product portfolio. Collaborate with fraud strategy, engineering, data science, and customer service teams to enhance fraud prevention and detection measures.
• Data Analysis : Conduct in-depth analysis of structured and unstructured data to monitor fraud risk performance. Identify trends and patterns to provide actionable insights and recommendations.
• Independent Control Testing : Perform independent control testing and process reviews to assess the adequacy of fraud prevention and detection measures in the first line of defense.
• Regulatory Reporting : Assist in preparing regulatory risk reports, ensuring compliance with relevant regulations and standards.
• Stakeholder Collaboration : Build and maintain strong relationships with first line of defense teams, providing guidance on fraud risk mitigation and control improvements.

Communicate effectively with senior stakeholders to report on fraud risk management performance.

• Continuous Improvement : Identify areas for improvement in the fraud risk management framework and work with relevant teams to implement enhancements.
• Market Awareness : Stay informed about market trends, competitive landscape, and emerging fraud risks. Leverage this knowledge to ensure the organization’s fraud risk management strategies are up-to-date and effective.

Who You Are

Experience : Minimum of 5 years of experience in fintech, banking, or consulting, with a focus on risk and fraud management.

Proven track record in performing independent data analysis and leading fraud risk management initiatives.

• Education : Bachelor’s degree in Finance, Risk Management, Data Science, or a related field. Master’s degree preferred.
• Certifications : Certified Fraud Examiner (CFE), Certified Risk and Compliance Management Professional (CRCMP), or similar certifications are highly desirable.
• Skills :
• Strong expertise in fraud risk management and data analysis.
• Ability to perform independent control testing and process reviews.
• Proficiency in regulatory compliance and risk reporting.
• Excellent communication and stakeholder management skills.
• Experience with machine learning models and fraud detection algorithms.
• Ability to create solutions for complex problems, recognizing key dependencies and business constraints.
• Fluency in English is required. Additional languages are a plus.

Awesome to Have

• Experience with advanced data analytics tools and techniques.
• Knowledge of global fraud trends and regulatory requirements.
• Strong problem-solving skills and the ability to work in a fast-paced environment.

Closing

Please include a CV in English.