Data Scientist

We are Billie, the leading provider of Buy Now, Pay Later (BNPL) payment methods for businesses, offering B2B companies innovative digital payment services and modern checkout solutions.

We are to create a new standard for business payments and have made it our mission to simplify the purchasing experience for all businesses making it a tool for growth.

Our solutions are based on proprietary, machine-learning-supported risk models, fully digitized processes and a highly scalable tech platform.

This makes us a deep-tech company building financial products, not the other way around. We love building simple and elegant solutions and we strive for automation and scalability.

About the role :

As a Data Scientist, you will be part of the bigger decision science team, and will be contributing to one of our core decision areas, responsible for fraud mitigation, which has a direct impact on our business at Billie.

In this role, you will build experiments to test your hypotheses, perform in-depth analysis and investigation to understand fraud patterns, then translate these findings into scalable predictive models.

You will have the visibility to showcase your impact across stakeholder groups, which includes counterparts in product and engineering, but also directly to our leadership team.

In this role, you will :

• Apply your expertise in quantitative analysis, data mining, data science, and the presentation of analytics results to understand fraud, how it relates to Billie’s strategy and products, and how to prevent it
• Build advanced predictive models to understand the impact of specific fraudulent behaviors, trends, and patterns
• Work as a part of cross-functional teams of data and software engineers, analysts, product managers, operations, and business leaders to minimize impact of fraudulent behavior
• Communicate data-informed insights and recommendations to key stakeholders, discuss requirements with engineering and product partners for efficient implementation
• Have the opportunity to discovery new opportunities and own development from discovery to solutioning
• Have a measurable impact on future of Billie!

Who we are looking for :

• 3+ years of experience in a data science, machine learning, or engineering role
• You are proficient in Python (pandas, scikit-learn, xgboost), R (tidyverse / tidymodels packages) and SQL (MySQL, Postgres, Snowflake)
• You have experience with binary classification (boosted trees and similar models), explainable ML, graph networks analysis and anomaly detection
• You have experience with version control systems (Git, others)
• You had insights with DVC and similar MLOps tools (nice-to-have)
• You have practical experience working across all stages of ML projects from conception to prod, either independently or under supervision of a senior
• You worked on detecting and analyzing fraud before
• You have experience managing and communicating to non-technical stakeholders

What we offer :

• Flexible work hours and trust in your ability to deliver, empowering you to take control of your work-life balance
• Hybrid working approach enabling a good balance working from home and the office
• One of the best Virtual Shares Incentive Programs in the market, so that everyone at Billie is invested in our success
• Our Catch a Ride with Billie program, that enables discounted access to Berlin Public Transport (BVG)
• A yearly development budget to broaden your skill set and horizons
• Free German group classes
• An English-speaking, multicultural team with more than 46 nationalities
• Great office space at Checkpoint Charlie with free gym access, barista coffee, drinks and more

Billie offers you the opportunity to be a part of one of the fastest-growing Fintech startups in Europe following the mission to innovate to create new freedom for businesses of all sizes.

Our combined decades of experience in B2B Financing and Payments in a market thirsty for innovation and change make this a fantastic possibility to get into the most dynamic space in tech.

Join an international team of talented, passionate people where drive and merit matter. We work in nimble, cross-functional teams with open communication lines across the company.

You’ll be surrounded by smart people from a wide variety of backgrounds from which you can learn and that want to learn from you.

Are you ready to join Billie?

Billie is proud to be an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment in our workplace.

By embracing talents and abilities of all kinds, we aim to boost motivation and team creativity. We do not discriminate on the basis of race, religion, national origin, age, marital status, gender, political views, beliefs, sexual orientation, color, disability status, or any other demographic factors.