Compliance Officer (m/f/d)

Team

The Compliance team works to support Raisin Group in meeting its goals by ensuring we meet regulatory standards and follow best rules, guidance and practice within our industry.

We work across the business with a variety of stakeholders, on a range of different topics.

We support the Raisin group in following best practice from a company, regulatory and business perspective. This includes writing and maintaining key policies, updating and delivering company training, and keeping on top of updates to laws and regulations which impact our day to day operations.

We oversee Raisin’s risk management for partners through due diligence and risk assessments on prospective partners and clients of Raisin.

We also spearhead vital internal governance and transparency initiatives required by German law in relation to management of conflicts of interest and required disclosures.

We are an essential support function for a range of areas within the business and work closely with many of them, as well as the Compliance functions for our international subsidiaries.

We also perform a vital role in the governance of the group through running and supporting key governance committees.

Your Responsibilities

• Compliance Risk analysis, assistance with maintaining and undertaking Compliance monitoring and control checks.
• Regulatory Compliance support (using Horizon-monitoring tooling, analysis of business impact and support for implementation).
• Assistance with Raisin Group Policy maintenance and review, including assisting with e.g. Capital Markets compliance, Directors’ disclosures, Outside Interests and Hospitality registers.
• Onboarding and monitoring B2C and B2B Commercial partners - Research, PEP / Sanctions checking and screening, negative media searches, preparation of reports (EU, UK, US).
• Continuing Development of annual Compliance training and delivery to company new joiners.
• Assistance with the preparation and delivery of reporting to committees, Board and Annual Reporting, particularly for external audits.

Your Profile

Background (i.e. degree and work experience) in regulation, risk management and / or compliance, working in the banking or financial services industry a must, preferably in a larger organisation.

Preferred experience with working in a German context, but alternatively seeking a strong understanding of the European legislative framework.

• Alternatively, a background in business administration w / relevant transferable skills and related project management experience.
• Degree-level education in the above mentioned fields, or relevant industry experience of at least 4 years.
• Confident operator able to work with all levels (junior to C-suite).
• Able to deliver high-quality insight and reporting in various formats, comfortable with handling data and internal tooling.

Alongside standard office applications, experience in using Jira / Confluence and understanding of prevalent FinTech project management methodologies (Agile, Lean) essential.

• Fluency in English (written / spoken) and German (written / spoken).
• We will support additional training for relevant qualifications e.g. WpHG, FRM etc.

Join our mission, join our team - and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable.

Our culture is strongly driven by our ambitious team, which, connects more than 40 different nationalities.

As part of our team, you will benefit from :

• Employee Development Budget of €2,000 and four full training days per year.
• Access to Babbel for continuous language learning.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.
• Flexible working hours, home office and 28 vacation days.
• Enjoy more than 50+ different sports with Urban Sports Club : We subsidize your membership with more than €20 per month.
• A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%.
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• You are moving from another country or city to join us? We will support your relocation.

About us

Raisin is the trailblazer in the savings and investment space. Founded in 2012, the fintech company started by opening the $95+ trillion deposits and investments market of the European Union, the United Kingdom and the United States to consumers.

Today, Raisin serves more than one million customers in these three markets, offering savings products as well as investment and pension products.

This makes the Berlin-based fintech one of the leading global savings and investments marketplaces. Savers get a wider choice of attractive products with the ability to move their money freely.

In addition, financial service providers get best-in-class marketplace solutions for their customers, and banks get better access to retail funding.

Raisin operates its own B2C marketplaces in Europe and the U.S. under the brands Raisin, WeltSparen and ZINSPILOT.

In Germany, the company offers ETF-based investment and retirement products, Private Equity and Crypto investments, and savings products.

Raisin works with over 400 banks and financial service providers from over 30 countries. Raisin has €50 billion AuA and generated over €1 billion in interest for its customers worldwide.

Raisin is backed by renowned international investors such as b2venture, Deutsche Bank, Goldman Sachs, Greycroft, Headline, Index Ventures, Latitude Ventures, Orange Ventures, PayPal Ventures, Top Tier Capital Partners, Ribbit Capital, Vitruvian Partners and M&G.

The company has offices in Berlin, Frankfurt, Hamburg, Madrid, Manchester, Munich and New York.

We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.